Oceanic spreading ridges are Earth's most productive crust generating environment, but mechanisms and rates of crustal accretion and heat loss are debated. Existing observations on cooling rates are ambiguous regarding the prevalence of conductive vs. convective cooling of lower oceanic crust. Here, we report the discovery and dating of zircon in mid-ocean ridge dacite lavas that constrain magmatic differentiation and cooling rates at an active spreading center. Dacitic lavas erupted on the southern Cleft segment of the Juan de Fuca ridge, an intermediate-rate spreading center, near the intersection with the Blanco transform fault. Their U–Th zircon crystallization ages (29.3_− 4.6^+ 4.8 ka; 1σ standard error s.e.) overlap with the (U–Th)/He zircon eruption age (32.7 ± 1.6 ka) within uncertainty. Based on similar ²³⁸U−²³⁰Th disequilibria between southern Cleft dacite glass separates and young mid-ocean ridge basalt (MORB) erupted nearby, differentiation must have occurred rapidly, within ~ 10–20 ka at most. Ti-in-zircon thermometry indicates crystallization at 850–900 °C and pressures > 70–150 MPa are calculated from H₂O solubility models. These time-temperature constraints translate into a magma cooling rate of ~ 2 × 10^− 2 °C/a. This rate is at least one order-of-magnitude faster than those calculated for zircon-bearing plutonic rocks from slow spreading ridges. Such short intervals for differentiation and cooling can only be resolved through uranium-series (²³⁸U–²³⁰Th) decay in young lavas, and are best explained by dissipating heat convectively at high crustal permeability.