A model is developed that uses a simplified geometric description of incident direct solar beam and diffuse skylight. The model incorporates effects of solar elevation angle and cloudiness on the amount of in-air photosynthetically active radiation (PAR) that passes through the air-water interface and on K0 in waters of relatively low turbidity. The value of K0 was estimated to vary as much as 41% on a clear summer day due to changes in solar elevation angle. The model was used to make estimates of the depth to which sea-grasses might receive adequate light for survival for a range of values of K0. -from Authors