Understanding of the causes and solutions of an urban area's (e.g., Los Angeles, San Diego, San Francisco, Oakland, Seattle, Portland, Anchorage, Salt Lake City, Memphis, St. Louis, Charleston, Boston, San Juan) vulnerability to earthquakes, fire, and tsunamis has increased significantly during the past 50 years, and during the current International Decade for Natural Disaster Reduction (IDNDR). Vulnerability is caused by flaws in planning, siting, design, construction, and use. It is fundamentally dependent upon the hazard, built, and policy environments of the urban area. Reduction of vulnerability is directly related to the decision-making process that calls for the adoption and enforcement of risk management programs (e.g., mitigation, preparedness, emergency response, and recovery measures) that are designed to make the urban area resilient to earthquakes, fires, and, as appropriate, tsunamis.