Alluvial valley aquifers are important sources of water supply in many areas but effects of co-located oil and gas development on these resources have not been widely reported, especially in settings where recharge is dominated by stream infiltration. Interpreting the presence of geochemical indicators in the context of hydrology, geology, and other factors provides a more complete understanding of the relations between groundwater and sources of oil-field fluids and aids in identifying risks associated with oil and gas development. Groundwater and Salinas River water samples were collected in an alluvial valley near the San Ardo Oil Field in Monterey County, California and analyzed for a wide range of dissolved chemical, gas, and isotopic constituents to determine if oil-field fluids (water and gas from oil-producing and non-producing zones) have mixed with fresh groundwater used for supply. Hydraulic gradients, age-dating tracers, and other geochemical indicators show that recharge from the Salinas River has the potential to dilute oil-field fluids that might migrate or seep into the aquifer. Groundwater and Salinas River water collected downgradient of the San Ardo Oil Field showed little or no evidence of mixing with oil-field fluids. Some samples within the oil field contained trace amounts of hydrocarbons or elevated temperatures, indicating that any potential effects from oil-field activities are minor or have been diluted by recharge from the Salinas River. The two samples with the most geochemical evidence of potential mixing with oil-field fluids (SP-18 and GW-17) were collected west of or along the Los Lobos fault, where naturally occurring hydrocarbons are near the land surface. Those samples are also near active or inactive oil-field wells, and so anthropogenic activities and pathways cannot be ruled out as a cause of trace detections of hydrocarbons and elevated temperatures in the aquifer.