Freshwater species are increasingly threatened by climate change, yet our ability to assess their vulnerability remains incomplete. Typically, climate change vulnerability assessments (CCVAs) evaluate three components: exposure, sensitivity, and adaptive capacity. Adaptive capacity, defined as the ability of a species to adjust to changing conditions, provides critical insight into how species may persist under future scenarios and can strengthen conservation planning by highlighting opportunities for resilience and targeted management strategies. Trait-based approaches offer a promising path for managers to operationalize adaptive capacity by identifying measurable biological and ecological traits that influence climate change response strategies. However, these insights are rarely integrated into broader vulnerability frameworks that support conservation decision making. We build on previous research to synthesize current understanding of adaptive capacity for three freshwater taxa in North America: fishes, mussels, and crayfishes. Our objectives were to: (1) assess the relevance of adaptive capacity factors for fishes, mussels, and crayfishes; (2) identify key opportunities and gaps in linking trait-based information into adaptive capacity assessments; and (3) illustrate how incorporating adaptive capacity can enhance management decisions for freshwater species under climate change. We used an expert workshop, literature review, and case studies to identify relevant adaptive capacity factors, assess available information, and evaluate inclusion in management contexts. We found that all three taxa had sufficient information to inform adaptive capacity assessments. In addition to existing adaptive capacity factors, we identified Morphology as an important yet underutilized cross-cutting diagnostic category when information was limited. By explicitly linking trait-based approaches with adaptive capacity frameworks, we offer practical guidance for improving climate adaptation strategies and prioritizing management actions for freshwater biodiversity under accelerating global change.